HPDE Insurance Program
You can get insurance for approved driving schools, HPDEs and Open Track events! Find Events Now >> OR
You can purchase a multi-event/annual policy! Buy Now >>
As any High-Performance Driver's Education enthusiast knows, there is potential for damage to your car at HPDE events. Over the past ten years, the majority of auto insurers have changed their policies to exclude coverage for claims "occurring on a surfaced used for racing" or "at a high-performance driving event".
Lockon Motorsports is pleased to offer HPDE Insurance on a single-event or multi-event basis without these exclusions, meaning our policy protects you where you really need it: on the track. The following table gives you an idea of how affordable this coverage is*:
|Agreed Value||Approximate Single-Event Premium (with fees)||Approximate Multi-Event Premium (covering 6 events)|
*These premiums assume a 15% deductible with no club discount. Rates can change due to deductible option selected, club discount, track surcharge (for single-event policies at high-risk tracks), and state surcharge (for multi-event policies in states with a number of high-risk tracks). These "premium indications" do include an estimate for state taxes and fees.
Coverage can be written for any amount up to $125,000. You tell us the value of your vehicle and modifications and that's the value for which you'll be covered.
Want more details? See Now >>
Ready to sign up? Find Events Now >>
The Fine Print
This coverage is for physical damage only; it does not include liability coverage. Participants who have had more than one claim within a 3-year period are not eligible for this coverage.
There are other restrictions and requirements so please read the policy language carefully after following the link. Find Events Now >>
Insurance Program Administered by Lockton Affinity, LLC