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Event Insurance

Program Benefits

  • Limited Exclusions — unlike other plans, we will cover you for structured HPDE events.
  • No Appraisal Required — you know how much your vehicle is worth, so we let you determine the value and save you the expense of an appraisal.
  • Coverage for Vehicle Modifications — you can choose to list and insure the modifications you've made to your vehicle.
  • Automatic Extension for HPDE Instructors — the policy follows your vehicle and is automatically extended when your HPDE Instructor is driving it. You can also add a 2nd driver for no additional charge.
  • Small Deductible — when you do have a claim, only a small 5% ($1,000 min.) deductible applies.
  • Primary coverage — the policy never reports incidents protecting your rates and driving record on the street.
  • Easy to acquire — get your policy online quickly through our partnership with HPDE Insurance Program offered by Lockton Affinity.
  • Experienced, Secure Carrier — coverage issued through financially secure insurance carrier specializing in property coverage, rated "Excellent" or higher by A.M. Best. Insurance Program Administered by Lockton Risk Services
  • Buy Now >>

HPDE Insurance Program

VIR Full Monday Lapping/Drivers Ed

Asphalt Ventures, LLC

Monday Dec 1

Virginia Int'l Raceway, Alton, VA

You can get insurance for this event!   Buy Now >>

As any High-Performance Driver's Education enthusiast knows, finding the single-event coverage you need to protect yourself during events is almost impossible. Over the past 5 years many auto insurers have changed their policies to exclude coverage for claims "occurring on a surfaced used for racing" or "at a high-performance driving event".

HPDE Insurance Program is pleased to offer single-event insurance without these exclusions, meaning our policy protects you where you really need it - on the track. Cost varies slightly state-by-state based on taxes, but the following table gives you an idea of how affordable this coverage is:

Agreed Value Approximate Premium (with fees)
$10,000 $67
$20,000 $124
$30,000 $182
$40,000 $239
$60,000 $353
$80,000 $468

Coverage can be written for any amount up to $100,000 - you decide how much you want to insure your vehicle for and that's the value for which you'll be covered.

Want more details?   See Now >>

Ready to sign up?   Buy Now >>

The Fine Print

This coverage is for physical damage only; it does not include liability coverage. Due to various federal and state legislation, coverage is not available for events in CT, OH, NM and NC currently. We expect to have a solution for this in the near future.

There are other restrictions and requirements so please read the policy language carefully after following the link. Buy Now >>

Insurance Program Administered by Lockton Risk Services